Financial service providers increasingly want to determine refinancing packages at the touch of a button instead of using tools such as Excel, especially as the data first has to be "compiled". The refinancing solution enables applicants to refinance more in line with their needs and to react more flexibly to the refinancers' increasingly complex purchasing policies. This provides you with a solution that optimizes the refinancing process vis-à-vis your refinancing banks not only upon submission, but also over the term of the loan. With our solution, you can use "Slice & Dice" to generate cash flow streams according to any selection criteria and conveniently compile them into tailor-made refinancing packages.
An dieser Stelle finden Sie Inhalte eines Drittanbieters, die Sie mit einem Klick anzeigen lassen können.
Dadurch können personenbezogene Daten an den Drittanbieter übermittelt werden. Mehr Informationen finden Sie in unseren Datenschutzbestimmungen.
The solution enables the "slicing & dicing" of cash flows from a wide variety of contract portfolios for the creation of refinancing applications tailored to requirements in terms of volume or refinancing period.
The application component provides a complete overview of existing financing tranches; cash flows that have already been refinanced are automatically blocked for new applications.
By storing the application parameters for each refinancer, refinancing applications can be created more or less effortlessly in less time and can be better diversified (e.g. regionally) or focused (e.g. in terms of the borrower's credit rating) according to all stored criteria.
The automatic processing of extracted data leads to a reduction in the error rate of manual work steps and to increased data quality.
Financing applications can be offered to several refinancers; the simplified, continuous set-up of financing tranches can appropriately supplement or, in some cases, replace large capital market transactions.
Thanks to the exact mapping of all data, the financial service provider is able to create detailed evaluations for itself or the refinancer at any time and, if necessary, send them automatically on a regular basis.
Simplified controlling, transparent "follow-up management" in the event of cash flow changes and the optimization of follow-up processes reduce sources of error and save resources - both on the part of the applicant and the refinancer.
The solution can be easily and flexibly integrated into existing system landscapes, drawing on many years of "ETL" experience (extract - transform - load) from connecting the CMS to a wide variety of (core) systems.
If applicants and refinancers use the solution, completely seamless processes with automatic decisions are possible.
