HENRI: MS Dynamics-based complete software for leasing, credit and factoring

Our ready-to-use, fully configurable complete solution based on Microsoft Dynamics

Leasing companies, factoring providers and banks that want to optimize their processes need a solution that combines two contradictory requirements. On the one hand, they want to have their individual processes mapped in the IT, and on the other hand, the solution should be ready for immediate use. With HENRI, they can have exactly that. The system is based on Microsoft Dynamics and enables end-to-end digitization of the entire leasing, credit and factoring business in all sub-processes. It covers all core processes from lease calculation to accounting. In addition, HENRI enables the end-to-end digitization of accompanying processes such as customer experience.

HENRI: the software for leasing, credit and factoring in detail

The power of MS Dynamics 365 - tailored to the needs of financial service providers

HENRI is based on MS Dynamics 365, which not only secures you the functions, potential for further development and future viability that global technology manufacturers such as Microsoft offer. You are also always on the safe side when new standards are set by these global players, because you can be sure of being able to participate in this development. Building on this security, however, HENRI provides a wide range of options that have been specially developed for financial service providers, e.g. banks, leasing and factoring companies. This allows financial service providers to benefit from the security of widespread standards on the one hand, while still having access to individual extensions that are valuable for day-to-day leasing, credit and factoring business on the other.

Web portal / point of sale
Initiating financing
Calculation / quotation
Credit check / approval
Financing processing / contract preparation
Contracts / receivables management
Financial accounting / asset accounting
Credit
Refinancing
Reporting system
Corporate management / controlling
Customer Experience
  • Auf allen mobilen Geräten verfügbar
  • Vollintegriert und universell einsetzbar
  • Für Partner, Hersteller, Vermittler, Bankfilialen
  • Online mit HENRI-Datenbank verbunden
  • Keine doppelte Datenhaltung
  • Aufrufe über Browser
  • Internes Nachrichtensystem mit Anhängen
  • Einfach anzubietende Zusatzleistungen
  • Gesamter Angebotsprozess
  • Gesamter Kalkulationsprozess
  • Rating und Scoring
  • Externe Bonitätsauskunfteien
  • Rahmenverwaltung
  • Genehmigungsworkflow
  • Video Identifikation
  • Elektronische Signatur
  • Schnelle Angebotskonfiguration
  • Teilautomatisierte Angebotskonfiguration
  • Vergleich von Kalkulationen
  • Flexible Anpassbarkeit
  • Definierbare Workflowsteuerung
  • Microsoft Visio Integration
  • Individuelle Angebotsvorlagen
  • Anbindung an Auskunfteien
  • Anbindung an Fahrzeugdatenlieferanten
  • Hinterlegung von Sicherheiten, Klauseln
  • Übersicht über den Bestand des Partners
  • Berechnung von Rückkaufswerten
  • Transparente Entscheidungen
  • Digitaler Genehmigungsworkflow
  • Frei wählbarer Automatisierungsgrad
  • Online-Anbindung an Auskunfteien
  • Integriertes Scoringsystem
  • Frei definierbare Checklisten
  • Systemgestützte Unterlagennachverfolgung
  • Grafische Abbildung der Kreditnehmereinheiten
  • Darstellung von Gruppenzugehörigkeit
  • Berechnung des Gesamtobligos
  • Strukturierte Arbeitsweise
  • Frei definierbare Workflows
  • Microsoft Visio Integration
  • Verschiedenste Kalkulationsmodelle
  • Unterschiedlichste Produktgruppen
  • Unterschiedlichste Branchen
  • Durchgängige Prozesse
  • Omni-Channel
  • Hoher Bedienungskomfort
  • Aufgaben automatisieren
  • Von Vertragserstellung bis Ablage
  • Hinterlegte Workflows
  • Microsoft Visio Integration
  • Dashboard (z. B. Wiedervorlagen)
  • Automatisierung periodischer Prozesse
  • Flexible Workflowdefinition
  • Hinterlegung von Zuständigkeiten
  • Automatisierte Prüfungen
  • Hoch automatisierbares Mahnwesen
  • Mahnwesen-Cockpit
  • Vollintegrierte Buchhaltung
  • Basis: MS Dynamics 365 Business Central
  • Link von Prozessen und Buchhaltung
  • HGB, UGB, OR, IFRS
  • Aktivierungen und Zukäufe
  • Abschreibungen und Wertminderungen
  • Wertsteigerungen und Veräußerungen
  • Bankkontoverwaltung
  • Mehrwährungsfähigkeit
  • Intercompany-Buchungen
  • Flexibel definierbare Kontenschemata
  • Cashflow Planung
  • Excel-Importmöglichkeit
  • Teilzahlungskredit mit oder ohne Ballonrate
  • 50/50-Aktion
  • Drittel-Aktion
  • Mit oder ohne Subvention
  • Kontokorrentmäßige Verzinsung
  • Erstellung von Kontoauszügen
  • Anbindung an Meldewesen-Software
  • Forfaitierung und Teilforfaitierung
  • Darlehen (mit oder ohne Vertragsbezug)
  • Ganze Refinanzierungspakete
  • Verbuchung von Vorauszahlungszinsen
  • Automatisierte Abgrenzungsbuchungen
  • Aktivierung der Refinanzierungspakete
  • Microsoft Visio Integration
  • Anbindung an gängige Meldesoftwaresysteme
  • Optimale und klare Datenstrukturen
  • Datenbereitstellung für Meldewesen
  • Interaktive Dashboards
  • Auswertungen des operativen Geschäfts
  • Analysen von Finanzdaten
  • Optionale Integration von Datawarehouse
  • Benutzerrechteabhängige Steuerung
  • Aktiv-Passiv-Management
  • Geldwäsche-Checks
  • Compliance-Checks
  • 360 Grad Kundenblick
  • Überblick über die zentralen Stammdaten
  • Überblick Kundenhistorie
  • Übersicht Kommunikationsverlauf
  • Basis: MS Dynamics 365 Customer Engagement
  • Digitales Sales Management
  • Automatische E-Mail Newsletter

Four good reasons for HENRI

The software platform for modern financial service providers

HENRI is based on Microsoft Dynamics 365 Business Central and uses all standard functions, extended by specific requirements of the leasing and factoring industry.

 

  • A secure investment & cloud-enabled: Risk minimization and security for the future thanks to the latest Microsoft technology and a global network of Microsoft partners. 100% integration into the Microsoft 365 world. HENRI can be combined with the latest cloud technology on request.
  • Flowing processes: All leasing and credit processes are in a single software with a single database. No interfaces within the software and therefore no unnecessary costs and sources of error.
  • Quality: We attach great importance to high quality. HENRI is IDW PS 330 audited and NAVAX ISO 27001 certified. HENRI is "Certified for Microsoft Dynamics". And a 15-strong product team at NAVAX works exclusively on the further development of HENRI.
  • Ready for immediate use: HENRI for Leasing & Credit is immediately ready for use and can be customized. User-friendly configurators and designers for products, processes, reports and documents make it easy to use.

Ready for immediate use with HENRI

The software platform of modern financial service providers for leasing, credit, factoring and purchase financing.

From the web portal to the operational core processes of financing initiation, contract management, financial accounting and evaluations, all the necessary functions are bundled in a single software package. A database as a data source for evaluations and analyses.

 

  • Ready to start: With the HENRI software platform, you can get started immediately. Benefit from a short project implementation time.
  • Innovative cloud technology : HENRI can be implemented in the cloud on request.
  • All core processes in leasing and factoring are mapped in one software.
  • A web portal enables paperless document and data exchange.
  • Standardized processes and end-to-end digital workflows in HENRI.
  • Predefined checklists guide you through the entire process of initiating and processing financing.

Maximum flexibility with HENRI

Configuring instead of programming

With HENRI, you have the best tool for creating and adapting financial products, processes and documents independently and without programming effort. The finished workflow designs can then be used immediately in the system (after appropriate approval). We make use of the technological advantages of the Microsoft environment.

  • Process configurator
  • Product configurator
  • Document configurator

A HENRI for all challenges

Connected with partners

Calculations and data entry are carried out via the fully integrated, universally applicable web portal. You are always connected to partners and brokers via the self-service portal and contracts can be viewed at any time.

Sales calculates quickly

The offer configuration is fast and semi-automated. Calculate different financing products. All data is available on the desktop as well as mobile at the point of sale.

Win customers digitally

From video identification to electronic signatures, all communication with your customers is digital.

Transparent decisions

Credit checks and approvals are carried out entirely digitally and according to defined workflows. Different approval processes are triggered depending on the exposure level or rating.

Structured way of working

When processing financing and drawing up contracts, HENRI employees are guided through the work steps (workflows in Microsoft Visio) and supported with structured checklists.

Automate tasks

For clear contract and receivables management, open work steps, resubmissions and contracts are displayed in structured "stacks" on the dashboard, depending on responsibility and status.

Fully integrated accounting

Automatic and seamless posting of all leasing transactions in financial and asset accounting (financial accounting & purchase accounting). A leased asset is automatically capitalized in asset accounting when the contract is activated.

Refinancing made easy

HENRI offers a comprehensive refinancing module with forfaiting, loans or entire refinancing packages. Standard market credit products can also be mapped.

Reduce sources of error

Based on the HENRI data warehouse, optimal and clear data is prepared for provision to standard reporting software systems.

Keeping an eye on risk

HENRI offers analyses for strategic risk management. Compliance checks, money laundering checks and other audits according to the internal control system provide essential information for managing the company.

Increase sales figures

With the Customer Experience solution from Microsoft Dynamics, you can strengthen marketing & sales and generate attention. Benefit from a targeted customer approach.

Maximum flexibility

User-friendly configurators and designers for products, processes, reports and documents enable simple operation without the need for programming.

Philipp Oberleitner
Managing Director Sales & Marketing

Wolfgang Gries
Head of Product Development

Patrick Scharwenka
Chief Product Officer

Philipp Oberleitner
Philipp Oberleitner
Managing Director Sales & Marketing

Wolfgang Gries
Wolfgang Gries
Head of Product Development

Patrick Scharwenka
Patrick Scharwenka
Chief Product Officer

NAVAX Software GmbH will never sell, market or disclose personal information to third parties.

These companies use our HENRI

Case Study

Success story of abcfinance GmbH: Successful with HENRI

Our solution: HENRI for Leasing.

  • Time and cost savings through a fully integrated solution,
  • Web portal for the integration of partners and brokers,
  • Use of a single software for all core leasing processes.

Read about the challenges faced by abcfinance, the solution and the collaboration between NAVAX and abcfinance in this user report.

To the case study
Case Study

Success story with Miller Leasing: IT leasing revolutionized

"A nice confirmation of the success of our project was the fact that the annual financial statements were completed faster than ever before," said the customer.

  • First-class data quality and greater transparency with the NAVAX software platform for financial service providers,
  • Adaptation and optimization of internal processes,
  • Sophisticated process automation.

Would you like to find out more about the solution and the collaboration between Miller Leasing and NAVAX? Then read this case study.

To the case study
Case Study

Our project with Valida: 360 degree customer view

Our solution: a modern CRM.

  • Professional and future-proof customer data management with new CRM software,
  • All relevant data and KPIs at a glance
  • Professional project organization.

In our case study, you can read about the vision, requirements and successful collaboration between the Valida and NAVAX teams.

To the case study
Whitepaper

Equipment Finance: investment financing at the next level with a state-of-the-art end-to-end IT solution

Investment financing is a cornerstone of competitiveness for manufacturers in many industries. With Equipment Finance from NAVAX, you can fully digitize all financing processes - for goods of any kind. The solution paves the way to sales financing - as an end-to-end solution that can be integrated into your existing IT landscape or via modular business services, depending on your needs.

Read this white paper to find out how you can benefit from this.

To the whitepaper
Case Study

New savings bank solution for modern sales financing

As regional market leaders, savings banks must constantly defend their share of the consumer credit business. For Ostsächsische Sparkasse Dresden 's business, it was important to be able to respond more quickly to requests and process them smoothly - with seamless processes for all parties involved and many years of experience in integrating OSPlus into the existing IT landscape. Together with NAVAX, it has created an innovative solution for sales financing at the point of sale that gives it a clear market advantage locally and generates attractive revenues. The application is also available to other savings banks as an out-of-the-box solution.

Read this informative field report.

To the case study
Case Study

Building society savings: Process analysis in preparation for a system introduction

Securing the future in terms of competitiveness requires efficient, modern processes and optimal system support. The consultants from NAVAX analyzed and optimized the business processes of an international building society for more user-friendliness, efficiency and compliance.

To the case study
Solution Paper

Expert know-how for future-proof solutions

Together with experienced consultants from NAVAX, you can ensure that your strategies and processes are geared towards future challenges. We not only deliver position papers, but also support you in the identification, direction finding and concretization of the fields of action as well as their implementation.

You can find more information on the process, methods and benefits of our consulting services in this solution paper.

To the solution paper
Case Study

Maximum flexibility for Honda Bank

End customers want quick credit decisions. With the Intelligent Decision Automation solution, Honda Bank has implemented a flexible framework for processing all risk-based decisions in order to be able to react faster and more effectively to changing customer and regulatory requirements in the future.

Find out how Honda Bank benefits from the solution in this case study.

To the case study