Capability Calculation

Let the customer calculate the best possible financing

End customers and business customers alike expect individual financing offers tailored precisely to their needs. Budget restrictions in particular must be taken into account as early as the property selection stage in order to prevent negative shopping experiences. Harmonizing price and affordability in the best possible way is the task of the Capability Calculation solution. Based on common financing parameters such as term, installment or down payment, it determines the maximum financing amount, taking into account dealer-specific financing conditions and customer specifications.

Key features of Capability Calculation

Budget-based online calculation with dealer-specific financing conditions

  • Reliable calculation of affordability
    The maximum possible financing amount is calculated on the basis of standard financing parameters such as term, installment or adjustment.
  • Can be integrated into different sales channels
    In terms of networking real and virtual sales processes, the solution can be used on the dealer or manufacturer website as well as by stationary sales staff. The salesperson has access to all relevant customer information at every stage of the sales conversation.

  • Error prevention
    The solution contains an integrated workflow for checking the plausibility of the information recorded.

Benefits

Multi-channel and multi-device solution

Whether in the fully digital sales process on the Internet or as support for the salesperson via tablet or desktop - the solution supports all sales channels and end devices.

Higher customer satisfaction

The flexible calculation of financing amounts, regardless of opening hours and taking budget restrictions into account, increases customer satisfaction. Seamless data processing improves the responsiveness of sales advisors and thus proximity to the customer.

Customization of look & feel

The solution can be adapted to the corporate design of the sales environment at any time.

Simple integration

The solution can be easily and flexibly integrated into the websites of manufacturers, retailers, comparison portals and service and financial service providers.

Modular, independent solutions in the capability calculation environment

Philipp Oberleitner
Managing Director Sales & Marketing

Patrick Scharwenka
Chief Product Officer

Dr. Lars Rüsberg
Sales Manager

Philipp Oberleitner
Philipp Oberleitner
Managing Director Sales & Marketing

Patrick Scharwenka
Patrick Scharwenka
Chief Product Officer

Dr. Lars Rüsberg
Dr. Lars Rüsberg
Sales Manager

NAVAX Software GmbH will never sell, market or disclose personal information to third parties.
Case Study

Maximum flexibility for Honda Bank

End customers want quick credit decisions. With the Intelligent Decision Automation solution, Honda Bank has implemented a flexible framework for processing all risk-based decisions in order to be able to react faster and more effectively to changing customer and regulatory requirements in the future.

Find out how Honda Bank benefits from the solution in this case study.

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Case Study

TARGOBANK Autobank creates process efficiency with TABEA 2.0

Since its market launch in 2015, TARGOBANK Autobank has quickly established itself as a highly competitive automotive bank in a highly competitive market. Since then, it has used the CMS Credit Management System to manage sales and purchase financing processes in a fully integrated, web-based and modular system - end-to-end. Changes in customer behavior and increasing demands on user experience also mean that the systems in use in sales and purchase financing have to be constantly adapted. A modernization of the solution was also on the agenda at TARGOBANK Autobank.

Read the case study.

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Case Study

New savings bank solution for modern sales financing

As regional market leaders, savings banks must constantly defend their share of the consumer credit business. For Ostsächsische Sparkasse Dresden 's business, it was important to respond more quickly to requests and process them smoothly - with seamless processes for all parties involved and many years of experience in integrating OSPlus into the existing IT landscape. Together with NAVAX, it has created an innovative solution for sales financing at the point of sale that gives it a clear market advantage locally and generates attractive revenues. The application is also available to other savings banks as an out-of-the-box solution.

Read this informative field report.

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Whitepaper

Equipment Finance: investment financing at the next level with a state-of-the-art end-to-end IT solution

Investment financing is a cornerstone of competitiveness for manufacturers in many industries. With Equipment Finance from NAVAX, you can fully digitize all financing processes - for goods of any kind. The solution paves the way to sales financing - as an end-to-end solution that can be integrated into your existing IT landscape or via modular business services, depending on your needs.

Read this white paper to find out how you can benefit from this.

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Case Study

Leading automotive bank: automation in the area of lending and leasing

No project without a business case, no investment without a sound basis for decision-making. This is why a leading automotive bank relied on the experts from NAVAX. As part of a consulting project, the specific process steps and workflows in lending and leasing were examined and evaluated with regard to optimization potential.

Read the case study of the leading automotive bank.

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Solution Paper

Expert know-how for future-proof solutions

Together with experienced consultants from NAVAX, you can ensure that your strategies and processes are geared towards future challenges. We not only deliver position papers, but also support you in the identification, direction finding and concretization of the fields of action as well as their implementation.

You can find more information on the process, methods and benefits of our consulting services in this solution paper.

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Case Study

Success story of abcfinance GmbH: Successful with HENRI

Our solution: HENRI for Leasing.

  • Time and cost savings through a fully integrated solution,
  • Web portal for the integration of partners and brokers,
  • Use of a single software for all core leasing processes.

Read about the challenges faced by abcfinance, the solution and the collaboration between NAVAX and abcfinance in this user report.

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Case Study

Success story with Miller Leasing: IT leasing revolutionized

"A nice confirmation of the success of our project was the fact that the annual financial statements were completed faster than ever before," said the customer.

  • First-class data quality and greater transparency with the NAVAX software platform for financial service providers,
  • Adaptation and optimization of internal processes,
  • Sophisticated process automation.

Would you like to find out more about the solution and the collaboration between Miller Leasing and NAVAX? Then read this case study.

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Case Study

Our project with Valida: 360 degree customer view

Our solution: a modern CRM.

  • Professional and future-proof customer data management with new CRM software,
  • All relevant data and KPIs at a glance
  • Professional project organization.

In our case study, you can read about the vision, requirements and successful collaboration between the Valida and NAVAX teams.

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