Product
Business Solution
Business Services

Business Solution

Transformation: modernising ERP systems

The successful implementation of the corporate strategy presupposes extensive changes to processes, functions and systems. It places high demands on standardisation, automation and flexibility in order to improve efficiency and effectivity as well as to comply with market needs and statutory and regulatory requirements. Fragmented and obsolete IT landscapes and architectures often necessitate a complete or partial replacement of existing ERP systems if the above objectives are to be met.

afb-CMS maps front, middle and back office processes of credit and leasing operations by employing an integrated, web-based solution: from object configuration and offer calculation to rating, scoring and decision-making through to the activation, amendment and termination of contracts. In addition, it maps full-service-management functionalities, e.g. invoicing, service card and claims management as well as contract accounting (sub-ledger) with a fully integrated dunning system.

The service-oriented architecture, its modular structure and standardised interfaces make it possible to flexibly adapt to individual customer needs with respect to functionality and integration.

Remarketing
Retail Finance
Service Cards
Statistics
Benefits of Business Solution

Simple integration into existing structures

The service-oriented architecture (SOA) enables an optimal integration into heterogeneous system landscapes.
Benefits of Business Solution

Sales support

The relocation of back office processes to the front office, e.g. the calculation of early termination quotes, allows for a high degree of flexibility. Risk-adjusted pricing, cross and up-selling enable optimal sales support.
Benefits of Business Solution

Efficiency increases

Tailor-made business-transactions enable the efficient and structured processing of day-to-day business with the aim of a predominantly automated process handling that dispenses with any manual interventions. The automated documentation review and the request for supplementary documents ensure additional efficiency improvements.
Benefits of Business Solution

Multi-channel selling

The multi-customer-capable solution is optimised for all sales channels (e.g. branches, call centers, sales force, web) and enables the financing business to be carried out with private and commercial customers alike.
Benefits of Business Solution

Multi-device capability

All surfaces have been optimised for the display on mobile and stationary devices, so that the consumer browsing the web as well as the sales consultant equipped with tablet can be optimally supported during the selling process.
Benefits of Business Solution

Integrated system

The solution covers the requisition, offer, application, contract and remarketing processes on an integrated, web-based platform – from offer to application, including automated decision-making, processing and validation and through to contract management and remarketing.
Benefits of Business Solution

Automation

Management of the entire financing and leasing transactions with private and commercial customers using standardised, highly automated processes.
Benefits of Business Solution

Tailored modularity

The modular structure, comprising standardised components, enables us to optimally adapt to individual customer requirements. Our customers have the option of implementing the complete solution or using individual functionalities.
Benefits of Business Solution

International orientation

The solution is being successfully implemented on an international level and provides the necessary multi-lingual and multi-currency capability.
Benefits of Business Solution

Efficient data management

Comfort services such as data completion and validation by means of automated checking procedures guarantee high process efficiency and user friendliness.

Business Services

Enabling digital disruption

The future of information technology lies in the quintessence of digital transformation: lightweight, agile services. They offer the opportunity of keeping pace with digital innovation and transformation. The era of large-scale projects is shifting to an era of the assembly or orchestration of fast integration business services. The underlying service-oriented architecture orchestrates lightweight, loosely coupled business services to processes, which flexibly map the required scope of functions. As business services interconnect with existing and future ERP systems via fast integration, they achieve a considerable short-term benefit for business. These fast integration business services distinguish themselves through their short development, rollout and test cycles – and thus strongly reduced resource requirements – as well as a much faster time to market.

Benefits of Business Services

Fast time to market

The streamlined, precisely defined scope as well as data-driven interfaces with few in- and outputs and without any further dependencies to specific architectures, systems or database connections ensure quick implementation.
Benefits of Business Services

Specific benefits

By involving the customer’s specialist departments in the process design, we can ensure a customised fit. When business services interconnect with ERP systems via fast integration, they achieve a considerable short-term benefit for the business.
Benefits of Business Services

Innovation for legacy systems

With the help of specialised, encapsulated business services, it is possible to implement innovative functionalities in legacy systems without changing their code basis and functionality.
Benefits of Business Services

Simple integration into existing IT landscapes

The underlying service-oriented architecture, the streamlined, precisely defined scope, the lack of external dependencies as well as standardised surfaces and interfaces facilitate the integration into existing structures.
Benefits of Business Services

Flexible mapping of complex business processes

The specialised, loosely coupled services constitute applications that are able to flexibly and individually map even complex business processes.

'After a decade of experience, we have established sustainability for our IT landscape through the extension of afb-CMS'.

'The new leasing calculator has met with considerable customer acceptance, we already received an extremely positive response at the first presentation at the Geneva Motor Show'.

'Entering vehicle wholesale and retail finance is an important element of our growth strategy. For this we need a powerful, reliable system that can reflect the complexity of our market entry. With afb as a competent partner on our side, we feel well prepared for the future'.

'Already with the introduction of the afb-CMS for dealer wholesale finance, afb has proven to be a competent partner. I am confident that afb also is the right service provider for achieving our objectives to expand our existing consumer financing operation and to unify the application environment through an integrated and innovative IT solution'.

'We are now in a position to do our business with far fewer resources than previously despite the fact that the credit business got more complex and fast moving due to changing market conditions and technological developments'.
Solution paper

Customer journey optimisation based on Business Services

The future of information technology lies in the quintessence of digital transformation: lightweight, agile services. The afb Fast Intregration Business Services provide the possibility of implementing innovative functionalities in legacy systems, without changing their code basis and functionality.

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Case study

FFS Bank: a partnership for innovative credit business

FFS Bank is captive bank for Hyundai and Subaru and a brand-independent financial expert. The partnership of FFS Bank and afb is characterised by close cooperation and great innovative efforts. Since the beginning in 2000, the two companies have been regularly developing new innovations together.

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Case study

Leading automotive bank: automation in financing and leasing operations

No project without a business case, no investment without a sound basis for decision making. For that very reason, a leading automotive bank decided to work together with the experts of afb. The specific process stages and procedures involved in financing and leasing operations were examined and rated in terms of their optimisation potential as part of a consultation project.

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Brochure

from mind to market – comprehensive solutions for the financial industry

We combine market-based expertise with a strong aptitude for technological innovative strength, transforming new knowledge into marketable products and services, and focussing on these factors for success.

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Solution Paper

Explore your maturity level

How prepared is your company for digitalisation? With the Digital Capability Check-Up you can determine the digital maturity level of your company. At the completion of the Digital Capability Check-Up you will receive the detailed analysis results for your own further use, including the identified potential for optimisation for the digital future.

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Solution Paper

Expert know-how for future-proof solutions

Together with our experienced consultants you will ensure that your strategies and processes are designed to cope with future challenges. We do not just provide you position papers, but support you in identifying, steering and specifying your fields of action as well as in implementing these.

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