Product
Business Solution
Business Services

Business Solution

ERP systems: Transformation into the digital age

Modern corporate strategies focus on standardisation, automation and flexibility of business processes. This means that, apart from customer needs, digital sales strategies must also reliably reflect the relevant legal and regulatory requirements. Yet in many cases fragmented and obsolete IT landscapes as well as isolated solutions that have emerged over the years prevent the implementation of efficient digital processes. Situations such as these are addressed by afb-CMS at all levels - front, middle and back-office – by means of an integrated web-based solution: from asset configuration and offer calculation to rating, scoring and decision-making through to the activation, amendment and termination of contracts. In addition, the product provides full-service-management functions, e.g. invoicing, service-card and claims management as well as contract accounting (sub-ledger) with a fully integrated dunning system.

The service-orientated architecture (SOA) of afb-CMS, its modular structure and standardised interfaces allow individual and flexible functionality and easy integration into existing IT landscapes.

Remarketing
Retail Finance
Service Cards
Statistics
Benefits of Business Solution

Flexible sales support

Transfer of back office processes (e.g. calculation of premature redemption offers) into front office, integration of risk-adjusted pricing, cross-selling and upselling.
Benefits of Business Solution

More efficiency

Efficient, structured and largely automated processing of day-to-day business as well as automated review of documents and request for additional documents.
Benefits of Business Solution

Multi-channel sales

Multi-client solution for all sales channels (branch offices, call centres, sales forces, internet) in equal measure for private and commercial customers.
Benefits of Business Solution

Multi-device capability

Optimisation for all current terminals (PCs, laptops, tablets, smart phones) and users (internet customers, sales consultants with tablet, etc.).
Benefits of Business Solution

Integrated system

Representation of all requisition, request, contracting and remarketing processes in an integrated, web-based solution offering automated financing decision-making and processing, validation and contract management.
Benefits of Business Solution

Automation

Control of all financing and leasing transactions for private and commercial customers by means of standardised, automated processes.
Benefits of Business Solution

Modular architecture

Modular structure based on standardised components allowing optimum adaptation to individual customer requirements.
Benefits of Business Solution

International use

Can be used in several languages and in the currency of the target country at all times.
Benefits of Business Solution

Data completion and validation

A high level of user-friendliness thanks to input-saving services such as data completion and validation.
Benefits of Business Solution

Easy integration

Service-orientated architecture makes for easy integration into heterogeneous system landscapes.

Business Services

Rapid integration into the digital landscape

Wherever already existing or planned digital solutions reflect the business processes of an enterprise, afb Business Services offer a high degree of additional benefit. They provide an opportunity for keeping abreast of digital innovation and transformation. On the basis of a service-orientated architecture, existing IT landscapes can easily and rapidly be expanded to include innovative functions without altering their code base with an afb Fast Integration Business Service constituting a complete functionality. By means of Fast Integration afb Business Services combine with existing or future ERP systems, impressing users with extremely short development, rollout and test cycles. This results in a greatly reduced resource requirement for development and implementation as well as much shorter time to market.

Benefits of Business Services

Fast time to market

Rapid implementation thanks to lean architecture and data-driven interfaces with few inputs and outputs and without external dependence.
Benefits of Business Services

More precise achievement of benefits

Customisation achieved by involvement of specialist departments.
Benefits of Business Services

Fast integration

Rapid generation of benefits thanks to fast integration into existing ERP systems.
Benefits of Business Services

Future viability for legacy systems

Implementation of modern functionalities in legacy systems without altering their code base or current functionalities.
Benefits of Business Services

Simple integration

Simplified integration into existing structures thanks to service-orientated architecture, manageable scope, lack of external dependency as well as standardised surfaces and interfaces.
Benefits of Business Services

Flexible Business Processes

Customised mapping of complex business processes thanks to a precise combination of Business Services.

'Entering vehicle wholesale and retail finance is an important element of our growth strategy. For this we need a powerful, reliable system that can reflect the complexity of our market entry. With afb as a competent partner on our side, we feel well prepared for the future'.

'After a decade of experience, we have established sustainability for our IT landscape through the extension of afb-CMS'.

'We and our dealers are very satisfied with the all-round solution of afb-CMS. The dealers can conveniently control all financing and insurance from a single source and see directly which financing offer best fits the customer.'

'The new leasing calculator has met with considerable customer acceptance, we already received an extremely positive response at the first presentation at the Geneva Motor Show'.

'Already with the introduction of the afb-CMS for dealer wholesale finance, afb has proven to be a competent partner. I am confident that afb also is the right service provider for achieving our objectives to expand our existing consumer financing operation and to unify the application environment through an integrated and innovative IT solution'.

'We are now in a position to do our business with far fewer resources than previously despite the fact that the credit business got more complex and fast moving due to changing market conditions and technological developments'.
Solution paper

Customer journey optimisation based on Business Services

The future of information technology lies in the quintessence of digital transformation: lightweight, agile services. The afb Fast Intregration Business Services provide the possibility of implementing innovative functionalities in legacy systems, without changing their code basis and functionality.

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Case study

FFS Bank: a partnership for innovative credit business

FFS Bank is captive bank for Hyundai and Subaru and a brand-independent financial expert. The partnership of FFS Bank and afb is characterised by close cooperation and great innovative efforts. Since the beginning in 2000, the two companies have been regularly developing new innovations together.

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Case study

Leading automotive bank: automation in financing and leasing operations

No project without a business case, no investment without a sound basis for decision making. For that very reason, a leading automotive bank decided to work together with the experts of afb. The specific process stages and procedures involved in financing and leasing operations were examined and rated in terms of their optimisation potential as part of a consultation project.

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Brochure

from mind to market – comprehensive solutions for the financial industry

We combine market-based expertise with a strong aptitude for technological innovative strength, transforming new knowledge into marketable products and services, and focussing on these factors for success.

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Solution Paper

Explore your maturity level

How prepared is your company for digitalisation? With the Digital Capability Check-Up you can determine the digital maturity level of your company. At the completion of the Digital Capability Check-Up you will receive the detailed analysis results for your own further use, including the identified potential for optimisation for the digital future.

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Solution Paper

Expert know-how for future-proof solutions

Together with our experienced consultants you will ensure that your strategies and processes are designed to cope with future challenges. We do not just provide you position papers, but support you in identifying, steering and specifying your fields of action as well as in implementing these.

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Fact sheet

Online contract closure with the Universal Contract Closing Process

Customers of all industries and age groups today expect a simple, fast and smooth contract closure. Using the 'Universal Contract Closing Process', you can realise innovative functionalities for the entire process chain required to initiate business: from offer to contract management.

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Case study

TARGOBANK: growth through entry into automotive financing

The entry into the business field of automotive wholesale and retail financing was part of the overarching growth strategy of TARGOBANK. Within a mere twelve months TARGOBANK AUTOBANK established itself as a competitive automotive bank in a fiercely contested market. With the afb Credit Management Solution, the autobank controls the processes of retail and wholesale financing in a fully intergrated, web-based and modular system.

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