Advanced Risk & Approval Management

The afb Fast Integration Business Service 'Advanced Risk & Approval Management' supports all risk-oriented decisions relating to the business relationship with customers, partners, suppliers and other stakeholders. It enables the allocation of binding financial commitments based on individual credit policies by means of information provisioning, evaluation and risk-oriented decisions.

Features Advanced Risk & Approval Management

  • Customer Experience Risk Bridge for risk-oriented decisions taking into account internal and external information regarding the credit history, payment behaviour, evaluations and available credit-rating information
  • Connections to numerous international credit agencies via standardised interfaces and simplified integration of individual data suppliers
  • Application Approval & Decision Engine for the automated processing of data within rule-based decision-making processes including evaluation of liquidity and creditworthiness
  • Online administration for updating individual customer scoring and decision-making parameters or workflows, e.g. with respect to decision rules and chains, which are subject for example to hierarchy levels or credit volumes
  • Simple integration into customer systems through flexible interfaces
  • Automated monitoring, logging and historisation

    Advantages at a glance

    • Cost optimisation: integrated maintenance mechanisms enable the avoidance of multiple retrievals to credit agencies and consequently the reduction of costs. Furthermore, the modular structure reduces maintenance costs.
    • Individual input parameters: in addition to background information on the business partner and typical user behaviour in the sales funnel, it is possible to individually take into consideration complex information from the credit policy and calculation parameters.


    • Specific workflows: inquiry, evaluation and decision-making processes can be flexibly designed on the basis of individual customer requirements.
    • Simple integration: the modular structure and the underlying process-driven architecture facilitate the integration into existing systems.


    For more information, please contact us

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