With the afb Credit Management Solution (afb-CMS), you operate your construction and real estate financing business across all sales channels with the highest level of automation. The module group Real Estate Financing supports all major financing options (e.g. annuity, forward, cap, subsidised loans etc.) and add-on products (e.g. payment protection insurance) and provides comprehensive functionalities for managing real estate financing, from quoting, application capturing, decision and processing through to contract activation and management. Different system users are provided with tailor-made processes for calculation, application, decision and processing of real estate financing. With the use of functionalities for contract management and accounting, it is possible to model an integrated scenario of the entire process chain from contract creation to the agreed upon expiration.