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The afb Credit Management Solution

Credit decisions in less than a minute

The afb Credit Management Solution automates the credit allocation process, creating a basis for industrial, standardised credit processing. All steps in the credit and leasing decision-making process are carried out in less than sixty seconds. This high-performance system is scalable to accommodate demand. Workflow-based credit processing receives optimum support and is recorded precisely so that it can be traced in line with the requirements of Basel II at any time. The afb Credit Management Solution can create contracts, initiate disbursements and carry out all the functions of contract management if required.

One solution for all sales channels
The afb Credit Management Solution is designed to fully exploit the potential of multiple sales channels. These include credit allocation in local branches, at points of sale, in call centres, from brokers or sales representatives, or direct credit allocation to end-customers via bank websites, financial portals or online shops.

The afb solution can carry out all the separate processes of credit allocation and credit management, which can be flexibly combined to suit the requirements of a service-oriented architecture.

Central control
Financial Service Providers maintain and control the administrative parameters of the afb Credit Management Solution from a central location. These include financial plans, decision parameters, rights, forms and processes. All changes can be carried out independently and are precisely recorded by the system.

As a result, this software solution is a powerful control instrument for the varied financial products in modern multi-channel management.


Modularity for a made-to-measure solution
The solution"s modular structure gives banks and leasing companies total freedom to either implement the entire solution or to use only individual functions in their credit processes. Even when combined with existing applications, the afb Credit Management Solution delivers impressive interoperability and compatibility.

International orientation
This well-engineered solution is currently providing valuable service all over the world, as it can operate with all necessary languages and currencies.

Round-the-clock service
The system is available 24/7, 365 days a year, ensuring a maximum presence in all the Financial Service Provider"s sales channels.

The path towards industrialisation
The afb Credit Management Solution is a high-performance system for efficient credit processing in line with industrial standards.

We will be happy to provide you with our detailed brochure.

>> Request brochure "afb Credit Management Solution"




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